While the US may not be able to file for bankruptcy, most ordinary people can.
Even if the United States can't file for bankruptcy, you most likely can!

Author: James Pixton

James Pixton is a bankruptcy attorney in Alameda, California. He saves clients' home from foreclosure. He helps them wipe out tax debts, credit card bills and catastrophic medical bills through Chapter 7. He is an expert at eliminating second mortgages and lines of credit on underwater homes. When he isn't helping clients, he can be found playing water polo with his kids. Speaking of which, he is the father of four gregarious children, two of whom are also very serious water polo players. The other two are prolific readers and writers.